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Recent articles by David Forer 
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A special confidential report for those “In
Debt up to their Heads”
ONLY:
Desperate Mother and Father with 2
kids Get Screwed By the Credit Card
Companies…And Fight Back with the
New Shocking
"Debts2Zero"
Debt Elimination
Strategy….
Inside this special report:
You will discover exactly what the
“Debts2Zero” programs is and why hundreds of
Wisconsin homeowners have started their path to debt freedom and how
You can get yourself out of
debt in the next seven years
GUARANTEED!
From:
David Forer
Dear Friend,
"They should’ve
seen it, because each day they dressed themselves in
clothes paid for by credit cards, sat in financed furniture, watched
TV on a store card, walked on financed carpets in their
over-mortgaged house, and drove a leased
car.
But
even when the companies they worked for cut their
pay and they found themselves scrambling to keep from
losing the house, cards, furniture, and their good
name, they still didn’t see it. Then a couple of months
later, they were forced to sell their Cadillac
Escalade, it finally hit them: they were prisoners of debt."
STOP BEING A PRISONER
OF DEBT RIGHT NOW! I want
you to discover how unbelievable it feels to wake up each
morning knowing you own your car, house, and everything in it, and
you don’t owe a penny to anyone. You didn't just do a debt
consolidation you did a debt elimination.
No more credit card bills in the mailbox, no more debt
collectors calling you, and no worries about your company
downsizing.
The myth out there is that you need to find a second or third
job, to make more money, to get out of debt. Or you have to have garage
sales, cut out all your fun, sell your train collection,
never go out to eat, cancel your cable TV or gym
membership and drive a 15-year-old car. This is just not the case! I will
promise to show you simple strategies with your current paycheck.
If you can pay all your bills on time now, all you really
have to do is change the way you pay your debts using the money you
already make.
Finally…You can pay off ALL your debts,
including your mortgage, in less than 10 years…AND, the more
debts you have, the better!!!
BEFORE you can build up personal wealth you must eliminate
your debts. You
can’t get out of debt because the credit card companies don’t want
you to. That’s
right—they just won’t let you!! They’ve got a slick
system that keeps you in debt until you’re old and gray (I know from
personal experience).
It’s great for them as they make billions of dollars, but bad
for you to keep paying them the high interest rates. Minimum payments, late charges,
overlimit fees, interest rate increases for no reason. I am
sure we could list many more evils. Well, I’ve put
together a very unique debt elimination system (not consolidation;
elimination). It truly
doesn’t matter how much money you make right now, or how much
debt you have.
My "Debts2Zero" system doesn’t consolidate your debt, it
eliminates it. Before you even
consider a debt consolidation loan, you need to
talk with me or get my free report which
shows my "Debts2Zero" system.
If you are like most Americans, you have probably painted
yourself into a financial corner with a 30 year mortgage (probably
an adjustable rate), student loans, 2 car loans, multiple credit
cards at high interest rates, possibly a second or
third mortgage, or worse yet a debt consolidation
loan.
You are likely living from paycheck to paycheck
and "borrowing" many of the clothes and toys you just “have to
have” by charging them with a credit card. If you truly look into the mirror,
all you see is that you are actually owned by these material
objects! What’s even more discouraging is that you will never
get out of this quagmire in time to enjoy life if you ever get out
at all.
You
have the choice right now to cut through all the hype and start
operating on powerhouse financial concepts that will put you closer
to debt freedom each month.
It’s up to
you…
Do
you want debt freedom? Not just money, but complete
freedom to spend your time doing what you love? If you do not
want to be chained to your job, then now is the time to
act. Being free of debt
can help give you that freedom to do the things that are most
important. Imagine how
much money you’d have in your pocket each month when you don’t have
any bills by eliminating debt. It adds up
fast…
Keep
reading to learn how you won’t have to pinch pennies, get a second
job or cut back your spending in any way—and still become
debt-free!
95% of Americans
live in debt.
·
Over 70% of all
marriages that end in divorce are due to financial problems.
·
75% of all
Americans are THREE paychecks away from bankruptcy.
·
Of those
Americans, 105 million will file bankruptcy; 1.5 million will
participate in consumer credit counseling; and 37 million will TRY
TO NEGOTIATE WITH CREDITORS THEMSELVES - which the creditors love,
because the people in debt trouble are not professionals and do not
know how the system really works.
·
On average, when
you buy something with a credit card, you pay 132% MORE THAN IF YOU
USED CASH.
·
Typical minimum
monthly payment for a credit card is divided into 90% interest
and only 10% to principal reductions. The principal amount on your
credit card is what the product or service you bought cost you.
·
Over 71% of all
credit card accounts have only the minimum monthly payments being
made by consumers.
Less than 5 % of Americans
actually retire financially independent. In our society everyone looks
up to those that retire financially secure but it is very rare when
someone can walk away from income and still live the good
life. I want to show you the
first step in getting to those lofty expectations which is
a step by step process for eliminating your
debt. It isn't about just investing, it is about proper
use of your money! Here are the proper steps you must take to
eliminate your debt, then become financially
independant.
Step
One:
1. Please take out a piece
of paper and list all the burdens of
debt:
Typical
items listed here are things like “un-needed stress” and “financial
insecurity” or “I have to stay at a job that I hate” or “my wife has
to work instead of being home with the kids”. Whatever your debt burdens,
take a moment and list them all.
|
Burdens
caused by my debt:
1. public
embarrassment (declined card)
2. no
retirement set up but SSI
3. much higher
chance of divorce
4. un-needed
stress in my life
5. loss
of my freedoms
6. plummeting
credit scores
7. can't
miss a day of work
8. no
savings for emergencies
9. living
check to check
10. no
investment portfolio
11. loss
of sleep
12. 30
or more years of
this! |
Step
Two:
2. Take out another piece of
paper and list all the benefits of being completely debt
free:
Typical
items listed here are things like “more free time to spend with
family” and “financial security” or “I can more easily make a career
change” or “I own my home and everything in it”. Take a moment and list all
the benefits of being out of debt.
|
Benefits
of being debt free:
1. peace
of mind
2. retirement
security
3. better
marital relationship
4. better
health and lifestyle
5. more
free time
6. emergency
supply lasts longer
7. strengthened
self-confidence
8. extra
money goes towards savings
9. less
dependent on specific career
10. more
money to investment
11. I
own my house and everything in it
12. more
time with kids |
Step
Three:
3. You should not pay back your
debts at 100%
Another big key is you do not want to have to pay the full
balance. If at all possible the best thing to do is to have to pay
only .50 cents on the dollar instead of paying it all. Is that
possible? Yes, it is possible to negotiate with your creditors on
the unsecured debts you currently have. I have personally settled
thousands of dollars in credit card debt and saved my clients tons
of money. Don’t believe me? Check out these
settlement offers, on the left hand side, from some of the largest
creditors in this country (just click the button to see the
letters). Settlement offers can be anywhere from 25% to 80%
of the original balance. It can be a huge savings and will take
off years when trying to get out of debt. I take these credit
bullies on every day to try and save my clients the most money
I can.
Step
Four:
4. You must
apply additional
money to your monthly
payments.
The average
American household is in debt over 2 ½ times its annual
income!
A typical $100,000 annual income household
with $260,000 in total debt, including their
mortgage, could be completely debt-free—owning their
home, their cars and everything else in their lives in
just 7 years, 5
months!
(The average family can pay off debts that are 2 ½ times
their annual income in 7 years!)
How is this accomplished? By maintaining a balanced
budget and applying savy financial principles. It's no walk in
the park but it is something I have taught to hundreds of
clients. Hard work, dedication, patience and follow through are
required! Check it out.
Here’s an example:
$2,000 credit card balance; $50 min. payment; 18% interest
rate.
Applying an additional $50 a month to this
debt pays it off in 24 months and you would save
$1,985 in interest! You would need to get a
49.5% equivalent rate of return on an investment in
order to generate the same savings in 24 months with just a
$50 a month investment. If you applied $100 additional to the same debt, it would be
paid off in 15 months and you would save $2,268.
This is a 67.9% equivalent rate of return! Does
your 401k get a return of 67%?
The example above shows you how powerful it is to overpay on
your debts on a monthly basis. It is like putting money away
at an average interest rate of over 65%. Can you show me an
investment that generates that type of return? The key is coming up
with the money needed to overpay on your bills. I will set you up so
that you can overpay on your debts by hundreds of dollars every
month. We will show you a proven strategy to overpay your debts and
also get a larger tax refund.
Shocking
Business Breakthrough Puts the “Little
Guy”
Several
Steps Ahead of the Multi-Billion Dollar Credit Card
Companies:
Here is a listing of what you will learn from me
when you hire me:
-
Why
saving money before paying off high interest debt may be costing
you thousands of dollars every year
-
Why
paying high interest rate debt off first can be the slowest way to
debt freedom
-
Why
overpaying on several debts is the worst thing to do to become
debt free
-
How
to figure out exactly when you will become debt free
-
Figure out where you are wasting your money
-
Reduce your unsecured debt by approximately
50%
-
Develop a budget to help you get out of debt
-
Discover how to avoid bankruptcy and credit
counseling
Warning--don't do any of the debt
strategies listed below before calling
me.
1.
Pay back your debts at 100% of their balance
2.
Take unsecured debt and secure it to your house at 100%
3.
File a Bankruptcy-either chapter 7 or
13
4.
Do a debt consolidation loan
5.
Pay minimum payments on all your
debts
6.
Stop making your payments to your
creditors
The first step starts right
here right now! You need to download my
informational e book on credit
secrets and debt help. This e book is
54 pages of content rich
informational that will guide you through
the credit maze. When you do
this it will automatically sign you
up for my biweekly credit
newsletter. That newsletter keeps all my
clients up to
date with whats happening in
the credit industries.
You'll also get to take advantage of the following
bonuses:
Bonus #1 Free initial
consultation ( No upfront costs with my Debt reduction
program)
Bonus #2 Free credit
report diagnosis ( I'll sit down with you and explain the
details of your credit report!)
Bonus #3 Free money
saving reports (more than the 25 on the left and two new articles
every week!)
Bonus #4
Free bi-weekly credit helping newsletter delivered to your e
mail to start using A.S.A.P.
Bonus #5 Free conference
calls on credit improvement with nationally renowned
experts
     

Sincerely,
David
Forer
Debt
Solutions of WI, LLC
14260
West Greenfield Avenue, suite 202
Brookfield,
WI 53005
262-641-5451
262-641-5457
fax
P.S.
Are you still paying interest on gifts and stuff you bought over a
year ago? Still paying for that expensive Birthday? Wonder if you’ll
ever payoff that Television? Make sure next year at this time you
will have paid off all those debts.
P.P.S. Imagine your future as you
want it to be without debt.
You can reach your dreams and achieve your goals much faster
when you are not burdened by debt.
P.P.P.S.
Apply
for help by clicking right here

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